Monday, August 14, 2017
Rant
This summer, when we were traveling, we visited a really great doctor, who was covered by our insurance (I called to check). Turns out that the insurance covered that doctor's $230 fee, but not his $170 "facility charge," because he's located in particular hospital. WTF? Sorry Mom, but that's the only way to put it. (They did negotiate the cost down to $100 dollars on our behalf, thanks so much.) It's fine--we can afford this--but what is insurance even for? So that you only have to pay a hundred dollars when visiting the doctor; not $400?
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3 comments:
I forgive you.
Ugh. We have dealt with "facility charges" before. Docs will use the "hospital" code when submitting to insurance and insurance doesn't care that it isn't ACTUALLY a hospital. It's a flawed system, for sure! What we find so frustrating is not knowing up front. We've had to pay for tests that we could have declined, but did them because they were recommended and we assumed they were covered. Ugh, again!
Wow--did you get out of that facility charge? Our doc submitted both a doctor charge and a hospital code! Yeah--it's this lack of transparency that is entirely frustrating!! I'm sorry you had to deal with that :(((
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